Itemized hospital bills routinely contain charges that should never have reached the patient. We audit yours, apply every assistance program you qualify for, and negotiate what is left.
Every itemized charge is checked against your Explanation of Benefits for duplicates, unbundling, and coding errors.
We find the hospital's written charity care policy, check your eligibility, and file the application properly.
We take the calls, dispute what is wrong, and get any reduction or settlement confirmed in writing.
No upfront cost for the initial review. Your information is kept confidential.
A plain-English guide to medical debt: what each bill means, why you get several for one visit, how errors creep in, and what happens if a balance goes to collections.
Nonprofit hospitals must offer financial assistance, but rarely advertise it. How charity care eligibility works, what income levels commonly qualify, and how to apply.
Compare medical bill payment plans, lump-sum settlements, hospital financing, and medical credit cards — including which options quietly convert medical debt into consumer debt.
What actually happens when a medical bill goes unpaid: the collections timeline, credit reporting rules, when a provider can sue, and how to stop the process at each stage.
Flat fees, no percentage of your savings. Start with a consult, a bill audit, or a full advocacy case.
Tell us what you were charged. We'll tell you what is worth fighting — no upfront cost for the initial review.