Hawaii's Prepaid Health Care Act helps many workers — but Honolulu patients still face balances the system never explains.
Call 1-888-220-5675No upfront cost for the initial review. Your information is kept confidential.
Hawaii's employer-coverage law means most working residents carry insurance, yet high facility costs, inter-island transfers, and out-of-network specialists still produce large uncovered balances. Inter-island medical transport in particular generates bills comparable to air-ambulance charges on the mainland. We audit every charge, check assistance eligibility, and negotiate what's left.
Our Honolulu office1001 Bishop St, Suite 1300Yes — transport charges are among the most negotiable line items we handle, and coverage rules around them are frequently misapplied.
Coverage doesn't cap what an out-of-network provider bills. We challenge the balance itself, not just the insurer's payment.
Yes — everything is remote, and we work with patients statewide and nationwide.
No upfront cost for the initial review. Call, or request a call back and we'll reach you the same day.